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SMSF Property Lending

Expert guidance and tailored solutions.

How We Help You

  • Residential and commercial property acquisition within SMSF structures
  • Limited Recourse Borrowing Arrangement (LRBA) setup guidance
  • Identification of SMSF-accredited lenders and competitive rate comparison
  • ATO compliance and contribution cap awareness integrated into strategy
  • Bare trust and custodian trustee structure coordination
  • SMSF trust deed and investment strategy considerations
  • Liaison with your SMSF accountant and administrator
  • Residential SMSF property — arms-length transaction requirements
  • Commercial property — business real property rules and sole purpose test
  • SMSF borrowing capacity assessment and loan-to-value ratio optimisation

Is This Right for You?

SMSF Trustees

Looking to diversify into direct property within super.

Business Owners

Buying their own commercial premises through SMSF.

High Net Worth Individuals

Seeking tax-efficient property investment inside super.

Retirement Planners

Building a property asset for retirement income.

Important Note

SMSF lending is a complex area. We strongly recommend working alongside a qualified SMSF accountant and financial adviser. Mortgage Mantra coordinates the lending component and works collaboratively with your professional team.

Ready to Get Started?

Book a free, confidential consultation with Kartik Shah. After-hours appointments available.